Scenario Mortgage, Inc.

What Your Credit Score Means To You

dan_x_oneil — Thu, 26 Apr 2007 22:24:31 +0000

Your credit score is a number contained within your credit report. The final judgment on your credit score depends on you amount of debt and your history in repaying loans. The amount of credit you have available to you will also be taken into consideration when your credit score is determined.

Credit scores typically range between 300 and 850, with something over 600 being average. If you have ever been referred to a collection agency or defaulted on a loan, your credit score will be adversely affected. A bankruptcy will also lower your credit score dramatically.

The total amount of money you owe as compared to the amount of money you earn will have a huge impact on your credit score. Each loan you have, including your mortgage, auto loan, credit cards, and even student loans will be taken into account. If you pay late on a regular basis, your credit score will drop.

If you make all or most of your payments in a timely manner, your credit score will rise. Lenders look at your credit score as a way to determine your credit worthiness. If your score is low, you will likely have trouble in obtaining new credit.

Lenders look at your income, your debt level, the amount of credit you have available to you, and the manner in which you make your monthly payments. By paying on time, you will keep you credit score at an average or above average level. If you have had credit problems, you may want to make an effort to repair your credit and raise your credit score.

Your future and your financial stability depend to a large extent on your credit report and your credit score. Obtain a copy of your credit report each year to make sure the information is accurate and that your accounts are listed properly. Your credit score is an important part of your life and you should make an effort to maintain it.

Your Present Scenario Can Save You Money!

dan_x_oneil — Sat, 24 Feb 2007 15:15:48 +0000

Find Out What You Qualify To Save!

dan_x_oneil — Sat, 24 Feb 2007 15:15:33 +0000

Mortgage News

dan_x_oneil — Sat, 24 Feb 2007 14:50:07 +0000

Providing you up-to-date mortgage news stories & insights.

Mortgage Calculator

dan_x_oneil — Sat, 24 Feb 2007 14:49:59 +0000

Credit Score Simulator

dan_x_oneil — Sat, 24 Feb 2007 14:49:48 +0000

We have tools that allow you to determine how to quickly improve your credit score in a matter of days, not months. We determine what variables are most likely to affect your short-term score. For example, we can see how much you can boost your score if you pay off all your balances, if you just pay off one, what happens when a lien or bankruptcy is removed from your file, and so on.

Contact Scenario today to get started on your credit score simulator.

What Your Credit Score Means to You

dan_x_oneil — Sat, 24 Feb 2007 14:49:36 +0000

Contact Us

dan_x_oneil — Sat, 24 Feb 2007 14:49:12 +0000

Scenario Mortgage
1550 N. Northwest Highway
Suite 105
Park Ridge, IL 60068
Phone: (847) 583-0800
Fax: (847) 759-0820
EMail: brendan@scenariomortgage.com

Get a free purchase, refinance, or home equity evaluation today.

New Page

dan_x_oneil — Tue, 26 Sep 2006 17:13:40 +0000

I got a great new deal for you.

Scenario Mortgage is a Chicago-based agency focused on finding the right mortgage for you– no matter your scenario.

dan_x_oneil — Sun, 18 Jun 2006 22:09:52 +0000

No-doc loans, jumbo loans, bad credit– we’re here to meet your needs. You can start the process of prequalifying right here on our secure form, take advantage of our mortgage calculator and other resources, or just become more educated about the mortgage process.

No-income verification loans
Best rates available for fixed rate mortgages
Excellent Credit * A- Credit * A – Z Credit
Learn about credit repairs

Free mortgage quotes– fill out our contact form and we’ll get back to you same day

Ready to start? Complete a prequalification form or call (773) 507-5951 today.
7629 North Milwaukee, Niles, IL
An Illinois Residential Mortgage Licensee